Terms of Use

By accessing, browsing, or using the Wisdom House Inc. website located at [Website URL] (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and to comply with all applicable laws and regulations. If you do not agree to these terms, please do not use this Website.

Wisdom House Inc. reserves the right to change, modify, add, or remove portions of these Terms of Use at any time. Please check these terms periodically for changes. Your continued use of the Website following the posting of changes will mean that you accept and agree to the changes.

For purposes of these Terms of Use:

Permitted Uses: You may use the Website for lawful purposes only, including:

• Learning about Wisdom House Inc. and its programs
• Making donations to support our mission
• Accessing resources and information we provide
• Contacting us for legitimate inquiries
• Volunteering your time and services

Prohibited Uses: You agree not to:

• Use the Website in any way that violates any applicable federal, state, local, or international law or regulation
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website
• Use the Website to impersonate or attempt to impersonate Wisdom House Inc., an employee, another user, or any other person or entity
• Engage in any activity that interferes with or disrupts the Website or the servers and networks connected to the Website
• Attempt to gain unauthorized access to any portion of the Website or any other systems or networks connected to the Website
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose
• Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful

All donations made through the Website are voluntary and non-refundable unless required by law. By making a donation, you represent and warrant that:

• You are at least 18 years of age
• You are using your own funds and have the legal right to use the payment method selected
• The information you provide is accurate and complete

Donations are processed through third-party payment processors. We do not store credit card information on our servers. All payment information is transmitted using SSL encryption.

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Wisdom House Inc., its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes only. This license does not include:

• Any resale or commercial use of the Website or its contents
• Any derivative use of the Website or its contents
• Any use of data mining, robots, or similar data gathering and extraction tools

The Wisdom House Inc. name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Wisdom House Inc. or its affiliates. You must not use such marks without our prior written permission.

If you submit, upload, or post any comments, ideas, suggestions, feedback, or other materials to the Website ("User Content"), you grant Wisdom House Inc. a perpetual, irrevocable, worldwide, royalty-free, non-exclusive license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in any media.

You represent and warrant that:

• You own or control all rights in and to the User Content
• The User Content is accurate and not misleading
• The User Content does not violate these Terms of Use or any applicable law
• The User Content will not cause injury to any person or entity

We have the right, but not the obligation, to monitor, edit, or remove any User Content at our sole discretion.

Disclaimer of Warranties: THE WEBSITE AND ALL INFORMATION, CONTENT, MATERIALS, AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WISDOM HOUSE INC. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE WEBSITE.

Limitation of Liability: TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WISDOM HOUSE INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WISDOM HOUSE INC. DOES NOT WARRANT THAT THE WEBSITE, INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE WEBSITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WISDOM HOUSE INC. WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE WEBSITE OR FROM ANY INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

You agree to defend, indemnify, and hold harmless Wisdom House Inc., its officers, directors, employees, agents, and representatives from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website's content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Website.

These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law principles.

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Oregon, in each case located in Multnomah County. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Severability: If any provision of these Terms of Use is held to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions will continue in full force and effect.

Waiver: No waiver by Wisdom House Inc. of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Wisdom House Inc. to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

Entire Agreement: These Terms of Use constitute the sole and entire agreement between you and Wisdom House Inc. regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

Force Majeure: We will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under these Terms of Use that is caused by events outside our reasonable control.